Lost jewelry: The nightmares and the “happily ever afters”

Woman confused

What’s the most important piece of jewelry you’ve ever lost?

We’ve all done it.

Delicate chains break, letting priceless pendants drop off unawares. Rings are small and often slip off while we work with our hands; loose prongs mean loose gems that we may not notice until it’s too late. Jewelry is small and sometimes fragile and is easily lost in the hustle and bustle of our daily lives. And with today’s hectic lifestyles, it’s easier than ever to forget just where we left that piece when we took it off.

You know the routine: the first gasp when you realize it’s missing, the racing thoughts as you try to retrace your steps, and that awful sinking feeling when you face the fact that it’s really lost – maybe for good. “Why did it have to be that piece?” we ask ourselves, or “How will I break the news to [so and so]…”Lost karats found on carrot

Sometimes these tales have happy endings (like the woman who found her lost wedding ring in the veggie garden after 16 years). Other times, they remain unsolved mysteries that make us kick ourselves every time we remember.

Whatever your case, you’re not alone. Statistics show that lost jewelry was the top insurance claim in 2011 – in fact about 1 in every 6 claims filed for replacement cost value was for items of jewelry.

Do you have a “lost jewelry story”? Share it on our Facebook page – especially if it has a happy ending!

Quick tips:

  • Fine jewelry deserves a nice place to stay! If your pieces have a dedicated storage space that is safe and neat, you’ll be less likely to misplace them, and they’ll stay in much better condition.

  • Bring your special pieces of jewelry to a qualified local jeweler for a regular cleaning & checkup. Many jewelry mishaps are the result of wear or breakage that goes unnoticed a bit too long. Just like your routine physical, a little preventative TLC can catch potential problems before they result in grief and heartache!

  • If you’re worried about losing or damaging a very valuable piece of jewelry, or a family heirloom, you may want to make sure it’s insured. You’ll want to have photos and bills of sale/professional jeweler’s appraisals or similar documentation. Call your homeowner’s insurance company to find out what your policy covers.

  • If the worst happens, and you do find yourself searching for jewelry that’s M.I.A., don’t panic. Take a few slow deep breaths. Then step back and make another quick search of the place it’s most likely to be on an average day. Chances are good that it’s hiding in plain sight!